Feeling 8 pinch in your finances? 11 12 practical tips you can 15 today. Think about bringing your own lunch, cutting back on frivolous 23, 24 25 when you shop, unsubscribing 28 29 offers, looking free entertainment, discussing better bills, using promotions, biking rather than 41, and postponing 43 44. These 45 changes can 47 benefit your account.